Insurance isn’t about ticking a box; it’s about protecting what you’ve built with care, insight, and attention to detail. That’s what Pinnacle exists to do.
Where others skim, we go deeper. We take the time to understand how your business works, what could go wrong, and how to structure cover that holds up in the real world.
When something happens, you need more than a policy; you need someone who already knows the details and is ready to lead the process on your behalf.
Melissa Jolly didn’t build Pinnacle to be the biggest. She built it to be the most thoughtful, responsive, and personally invested.
With deep experience navigating the Lloyd’s of London market and a reputation for combining sharp thinking with genuine care, Melissa brings both technical skill and a steady hand. Her clients don’t just get a policy, they get a committed advocate.
We don’t cut corners. We don’t vanish after renewal. And we don’t outsource your future to someone who’s never spoken to you.
Instead, we follow a process built on precision and trust:



